Recovery Care

Recovery Care is a great all-around product because it can cover you in all 3 phases of recovery.

Recovery Care

Daily Nursing Facility*
Including Assisted Living and Bed Reservation

This coverage will pay a daily benefit for confinement in a nursing or assisted living facility, provided you cannot perform two or more Activities of Daily Living (ADLs) or you have a cognitive impairment. No prior hospital stay is required.

The bed reservation coverage will pay up to a maximum benefit of 10 days if you return to the facility where you resided prior to your hospital confinement. The covered lifetime maximum is 20 days.

*At least one unit ($10 per day) of Hospital Indemnity must be purchased with the Daily Nursing Facility benefit.

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Daily Hospital Indemnity*

This coverage will pay a daily hospital benefit if you are confined in a hospital, including observation stays in a hospital.

*At least one unit ($10 per day) of Hospital Indemnity must be purchased with the Daily Nursing Facility benefit.

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Home Care Rider (Optional)

This rider pays a benefit for each week you receive three or more professional home care service visits of at least one hour per visit in your home, provided you cannot perform two or more ADLs or you have cognitive impairment.

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Benefits are paid directly to you, or a medical provider that you designate, and are paid in addition to any other health care coverage.

Freedom to choose

Who would choose the nursing facility or hospital for your recovery and care?

You would. Just the thought of not being in our own surroundings and in control of our lifestyle is uncomfortable. But, an accident or illness may leave you with no other choice for recovery and care.

A Recovery Care insurance plan gives you the freedom to choose how you want to recover and where.

You choose the nursing facility or the hospital (based on the plan options selected).